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We publish statistics on borrowing and deposits by households and businesses from banks and other sources. These statistics are used by our policy committees to understand economic trends and developments in the banking system.
- Money and credit statistical releases
- Upcoming release dates
- Bankstats tables (refer to sections A-D)
- Visual summaries (useful charts of headline series)
- Our database (containing full back runs of data)
Further details about our data:
- Total lending to individuals data
- Bank's estimate of housing equity withdrawal data
- Industrial analysis of monetary financial institutions deposits and lending data
- Notes and coin and reserves balances data
- M0 data
- M3 (estimate of European monetary union aggregate for the UK) data
- M4 data
- M4 excluding intermediate other financial corporations (OFCs) data
- Counterparts to M4 data
- Liquid assets outside M4 data
- Sectoral analysis of M4 and M4 lending data
- Sectoral deposits and Divisia money data
- Monetary financial institutions (excluding central bank) balance sheet data
- Monetary financial institutions (excluding central bank) holdings of UK government securities data
- Central bank's balance sheet (Bank of England 'Bank return') data
- Monetary financial institutions' consolidated balance sheet (and contributions) data
- Monetary financial institutions' securitisation activities and issuance of securities by SPVs data
- Monetary financial institutions’ loans to non-financial businesses, by size of business data
- Write-offs and other revaluations of loans by monetary financial institutions data
- Revisions
- Changes, flows, growth rates data
- Seasonal adjustment data
- Break-adjusted levels data
Link to mortgage lenders and administrators statistics
The money and credit data includes monthly data on the volume of mortgage lending to households. More detailed quarterly data on mortgage lending can be found in the Mortgage Lenders and Administrators statistical release and Return below. Please also see below Statistics article comparing the Bank’s different data on mortgages.
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Quarterly data on secured and unsecured sterling money market activity.
Release dates
- 29 October 2024 (September 2024 data)
- 30 January 2025 (December 2024 data)
- 1 May 2025 (March 2025 data)
- 29 July 2025 (June 2025 data)
- 29 October 2025 (September 2025 data)
- 30 January 2026 (December 2025 data)
- 1 May 2026 (March 2026 data)
- 29 July 2026 (June 2026 data)
- 29 October 2026 (September 2026 data)
- 1 February 2027 (December 2026 data)
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We publish quarterly data on housing equity withdrawal – the balance of changes in the stock of secured lending and changes in the stock of housing wealth.
Release dates
- 7 January 2025 (September 2024 data)
- 4 April 2025 (December 2024 data)
- 4 July 2025 (March 2025 data)
- 6 October 2025 (June 2025 data)
- 7 January 2026 (September 2025 data)
- 8 April 2026 (December 2025 data)
- 6 July 2026 (March 2026 data)
- 6 October 2026 (June 2026 data)
- 7 January 2027 (September 2026 data)
- 6 April 2027 (December 2026 data)
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Our monthly notes and coin statistics show the amount of sterling banknotes and coins in circulation. We publish data on our reserves at the same time.
Release dates
- 6 November 2024 (October 2024)
- 4 December 2024 (November 2024)
- 3 January 2025 (December 2024)
- 5 February 2025 (January 2025)
- 5 March 2025 (February 2025)
- 2 April 2025 (March 2025)
- 8 May 2025 (April 2025)
- 4 June 2025 (May 2025)
- 2 July 2025 (June 2025)
- 6 August 2025 (July 2025)
- 3 September 2025 (August 2025)
- 1 October 2025 (September 2025)
- 5 November 2025 (October 2025)
- 3 December 2025 (November 2025)
- 8 January 2026 (December 2025)
- Bankstats tables (Table A1.1.1)
- Our database (containing full back runs of data)
- Further details about notes and coin and reserves balances data
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Write-offs are changes in the value of an institution’s assets resulting from the institution’s active decisions to revalue claims.
Release dates
- 29 November 2024 (September 2024 data)
- 3 March 2025 (December 2024 data)
- 2 June 2025 (March 2025 data)
- 1 September 2025 (June 2025 data)
- 1 December 2025 (September 2025 data)
- 2 March 2026 (December 2025 data)
- 2 June 2026 (March 2026 data)
- 1 September 2026 (June 2026 data)
- 30 November 2026 (September 2026 data)
- 1 March 2027 (December 2026 data)
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This annually updated dataset includes lending via government student finance schemes, which aren’t included in our other consumer credit data. Data is released around July each year.
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The Bank of England manages the UK’s official reserves on behalf of the Government. We publish data on UK holdings of international reserves and foreign currency liquidity once a month.
Quoted interest rates
Monthly data on advertised interest rates for a range of mortgage, consumer credit and deposit products offered to households.
Release dates
- 7 November 2024 (October 2024 data)
- 6 December 2024 (November 2024 data)
- 8 January 2025 (December 2024 data)
- 7 February 2025 (January 2025 data)
- 7 March 2025 (February 2025 data)
- 7 April 2025 (March 2025 data)
- 8 May 2025 (April 2025 data)
- 6 June 2025 (May 2025 data)
- 7 July 2025 (June 2025 data)
- 7 August 2025 (July 2025 data)
- 5 September 2025 (August 2025 data)
- 7 October 2025 (September 2025 data)
- 7 November 2025 (October 2025 data)
- 5 December 2025 (November 2025 data)
- 8 January 2026 (December 2025 data)
Effective interest rates
Each month we publish data on effective interest rates. These show average interest rates across households and businesses deposit or loan accounts with UK banks and building societies.
Financial markets, income, and external business
We publish regular statistics on financial markets, Monetary Financial Institutions’ (MFI) income and expenditure, and MFIs’ external balance sheets. These include quarterly data on UK-owned MFIs’ consolidated worldwide claims, and quarterly data on UK resident MFIs’ income and expenditure, financial derivative positions, and claims and liabilities with non-residents. We also publish monthly estimates of capital issuance where UK resident MFIs act as the issuing agents.
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Capital issuance statistics consist of UK-based primary market issuance of bonds, commercial paper and equity, representing finance raised in the UK.
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This statistical release covers claims on and liabilities to non-residents by UK-resident banks and building societies (monetary financial institutions).
- External business of monetary financial institutions operating in the UK statistical release
- Upcoming release dates
- Bankstats tables (Tables C3.1 to C3.4)
- Our database (containing full back runs of data)
- Further details about external business of monetary financial institutions operating in the UK data
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This statistical release covers the consolidated worldwide claims and unused commitments of UK-owned monetary financial institutions (excluding central bank) and their branches and subsidiaries worldwide.
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Capital expenditure data measure MFIs cash expenditure on acquisitions, and cash receipts from disposals, covering assets both for firms’ own use and for leasing, hiring or renting out under finance leases.
Refer to section ‘Monetary financial institutions in the United Kingdom: Capital `expenditure’, sourced from our database
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Data on UK-resident MFIs’ income and expenditure are published on a quarterly basis in Bankstats table B3.1 and are comparable with figures that feed into the UK National Accounts for the MFI sector. Data on UK MFIs’ profit and loss statement are available on annual basis in Bankstats table B3.2.
Release dates
- 3 January 2025 (September 2024 data)
- 31 March 2025 (December 2024 data)
- 30 June 2025 (March 2025 data)
- 29 September 2025 (June 2025 data)
- 2 January 2026 (September 2025 data)
- 30 March 2026 (December 2025 data)
- 29 June 2026 (March 2026 data)
- 29 September 2026 (June 2026 data)
- 4 January 2027 (September 2026 data)
- 31 March 2027 (December 2026 data)
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Data on UK-resident MFIs’ financial derivatives at gross market values are published on a quarterly basis. Data are comparable with figures that into the UK National Accounts for the MFI sector.
Release dates
- 29 November 2024 (September 2024 data)
- 3 March 2025 (December 2024 data)
- 2 June 2025 (March 2025 data)
- 1 September 2025 (June 2025 data)
- 1 December 2025 (September 2025 data)
- 2 March 2026 (December 2025 data)
- 2 June 2026 (March 2026 data)
- 1 September 2026 (June 2026 data)
- 30 November 2026 (September 2026 data)
- 1 March 2027 (December 2026 data)
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The Bank of England carries out an annual update of the sterling exchange rate index weights. The sterling exchange rate index (ERI) is a measure of the overall change in the trade-weighted exchange value of sterling, calculated by weighting together bilateral exchange rates. It is designed to measure changes in the price competitiveness of traded goods and services, and so the weights reflect trade flows in manufactured goods and services.
As announced on 16 February 2024, the Bank has now completed the regular annual update of the sterling exchange rate index weights. The new set of weights took effect from 13 March 2024 and incorporates revisions from 2017 onwards.
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The Bank of England carries out and publishes results of a survey on the turnover in the markets for foreign exchange and over-the-counter (OTC) interest rate derivatives every three years. It forms part of a global survey carried out by central banks throughout the world, coordinated by the Bank for International Settlements.
The UK results from previous surveys can be found below:
- BIS triennial survey of foreign exchange and over-the-counter interest rate derivatives markets - 2019
- BIS triennial survey of foreign exchange and over-the-counter interest rate derivatives markets - 2016
- BIS triennial survey of foreign exchange and over-the-counter interest rate derivatives markets - 2013
Regulatory data
This section includes data on mortgage lending activities, data on levels of capital and risk-weighted assets for the UK banking sector, and credit union statistics.-
The Mortgage Lenders and Administrators Return (MLAR) is a quarterly statistical release aggregated from data on mortgage lending activities provided by around 340 regulated mortgage lenders and administrators.
- Mortgage lenders and administrators statistical release
- Upcoming release dates
- Further details about mortgage lenders and administrators statistics
- Further details on MLAR available from the FCA
- Prudential regulation publications
Link to Money and Credit statistical releaseThe Money and Credit data includes monthly data on the volume of mortgage lending to households, and the quoted and effective interest data provides monthly data on a variety of mortgage rates. Please see below links to statistical release and Statistics article comparing the Bank’s different data on mortgages.
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This quarterly statistical release shows levels of capital and risk-weighted assets for the UK banking sector. It includes breakdowns of the movements in different tiers of capital and risk exposure types, and overall capital ratios.
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The credit union (quarterly and annual) statistics are aggregated from returns submitted by authorised credit unions in the United Kingdom.
The credit union quarterly statistics are statistics aggregated from the quarterly (CQ) returns submitted by authorised credit unions in the United Kingdom.
Release dates
- 31 October 2024 (June 2024 data)
- 31 January 2025 (September 2024 data)
- 30 April 2025 (December 2024 data)
- 29 August 2025 (March 2025 data)
- 31 October 2025 (June 2025 data)
- 30 January 2026 (September 2025 data)
- 30 April 2026 (December 2025 data)
- 28 August 2026 (March 2026 data)
- 30 October 2026 (June 2026 data)
- 29 January 2027 (September 2026 data)
- 30 April 2027 (December 2026 data)
The credit union annual statistics are statistics aggregated from the annual (CY) returns submitted by authorised credit unions in the United Kingdom.
Currently no future release dates.
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This report is a quarterly statistical release of aggregated data, produced using PRA regulatory data supplied by UK authorised insurance firms.
The insurance aggregate data quarterly report and data file are scheduled to be updated on:
- 31 December 2024 (September 2024 data)
- 31 March 2025 (December 2024 data)
- 30 June 2025m (March 2025 data)
- 30 September 2025 (June 2025 data)
- 31 December 2025 (September 2025 data)
- 31 March 2026 (December 2025 data)
- 30 June 2026 (March 2026 data)
- 30 September 2026 (June 2026 data)
- 31 December 2026 (September 2026 data)
- 31 March 2027 (December 2026 data)
This report is an annual statistical release of aggregated data, produced using PRA regulatory data supplied by UK authorised insurance firms.
The insurance aggregate data annual report and data file are scheduled to be updated on:
- 30 June 2025
Option-implied probability density functions
We publish weekly estimates of probability density functions for future values of the FTSE 100 index and short sterling interest rates.
Yield curves
We publish daily estimated yield curves for the UK. We produce three types of estimated yield curves: a set based on UK Government Bonds, a set based on sterling interbank rate (LIBOR) and instruments linked to LIBOR, and a set based on sterling overnight index swap (OIS) rates.
Gold and banknotes
Our data includes how much gold we look after and how many of our banknotes are in circulation.
Data quality
Statistical Code of Practice
The Statistical Code of Practice sets out our standards for the collection, compilation and dissemination of monetary, financial and regulatory data. These standards are similar to the ones used by the UK Statistics Authority.
Data Quality Framework
Definitions of statistical data quality are maintained by international bodies such as the International Monetary Fund, the United Nations Economic Commission for Europe and the European Statistical System. The Data Quality Framework (2014) describes how we interprets statistical data quality concepts in our published statistics.
Cost benefit analysis
In 2005-06 we looked at the balance of costs between reviewing existing statistical outputs regularly and assessing new statistics. We wanted to create more considered assessments but had to balance that with the reporter’s compliance costs. Our approach is explained in the Cost-benefit analysis of monetary and financial statistics (2006). The principle of assessing the balance between costs and benefit when we produce statistics still applies.
What does the Bank of England do also contains useful information about how our data is used.
Contact
Please email BEEDSQueries@bankofengland.co.uk if you have any enquiries on the statistics above.
Please see the historical version of the website (National Archives) for any statistical releases and articles published prior to 2015.