Key points
Commentary on this data is now incorporated into the Money and Credit statistical release to facilitate analysis.
Table A: Effective interest rates paid/received on individual's balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
|
Outstanding |
New business |
|||||||
|---|---|---|---|---|---|---|---|---|
|
Sight deposits |
Time deposits |
Other loans |
Secured loans |
Time deposits |
Other loans |
Secured loans |
||
| 2024 | Aug | 2.14 | 3.97 | 8.35 | 3.72 | 4.37 | 9.27 | 4.84 |
| Sept | 2.12 | 3.93 | 8.42 | 3.74 | 4.31 | 8.69 | 4.76 | |
| Oct | 2.11 | 3.86 | 8.35 | 3.78 | 4.16 | 8.85 | 4.61 | |
| Nov | 2.21 | 3.80 | 8.50 | 3.80 | 4.02 | 8.96 | 4.50 | |
Table B: Effective interest rates paid/received on PNFC balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
|
Outstanding |
New business |
|||||
|---|---|---|---|---|---|---|
|
Sight deposits |
Time deposits |
Loans |
Time deposits |
Loans |
||
| 2024 | Aug | 2.70 | 4.47 | 6.77 | 4.23 | 6.75 |
| Sept | 2.67 | 4.43 | 6.77 | 4.36 | 6.59 | |
| Oct | 2.68 | 4.36 | 6.75 | 4.30 | 6.68 | |
| Nov | 2.59 | 4.28 | 6.61 | 4.22 | 6.56 | |
Chart 1: Effective interest rates on individuals deposits
Per cent
Not seasonally adjusted
Chart 2: Effective interest rates on individuals loans
Per cent
Not seasonally adjusted
