Key points
Commentary on this data is now incorporated into the Money and Credit statistical release to facilitate analysis.
Table A: Effective interest rates paid/received on individual's balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
|
Outstanding |
New business |
|||||||
|---|---|---|---|---|---|---|---|---|
|
Sight deposits |
Time deposits |
Other loans |
Secured loans |
Time deposits |
Other loans |
Secured loans |
||
| 2025 | Jan | 2.11 | 3.69 | 8.50 | 3.81 | 3.91 | 8.79 | 4.51 |
| Feb | 2.09 | 3.66 | 8.59 | 3.87 | 3.93 | 8.91 | 4.53 | |
| Mar | 2.01 | 3.62 | 8.53 | 3.84 | 3.95 | 8.40 | 4.50 | |
| Apr | 1.99 | 3.61 | 8.58 | 3.86 | 4.02 | 8.69 | 4.49 | |
Table B: Effective interest rates paid/received on PNFC balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
|
Outstanding |
New business |
|||||
|---|---|---|---|---|---|---|
|
Sight deposits |
Time deposits |
Loans |
Time deposits |
Loans |
||
| 2025 | Jan | 2.57 | 4.15 | 6.51 | 4.09 | 6.47 |
| Feb | 2.46 | 4.02 | 6.38 | 3.90 | 6.20 | |
| Mar | 2.37 | 3.98 | 6.34 | 3.95 | 6.21 | |
| Apr | 2.39 | 3.92 | 6.32 | 3.90 | 6.39 | |
Chart 1: Effective interest rates on individuals deposits
Per cent
Not seasonally adjusted
Chart 2: Effective interest rates on individuals loans
Per cent
Not seasonally adjusted
