Key points
Commentary on this data is now incorporated into the Money and Credit statistical release to facilitate analysis.
Table A: Effective interest rates paid/received on individual's balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
Outstanding |
New business |
|||||||
---|---|---|---|---|---|---|---|---|
Sight deposits |
Time deposits |
Other loans |
Secured loans |
Time deposits |
Other loans |
Secured loans |
||
2023 | Aug | 1.83 | 3.18 | 7.72 | 3.06 | 5.12 | 9.07 | 4.82 |
Sep | 1.96 | 3.37 | 7.82 | 3.14 | 5.21 | 8.73 | 5.01 | |
Oct | 1.99 | 3.52 | 7.85 | 3.20 | 5.27 | 8.71 | 5.25 | |
Nov | 2.03 | 3.62 | 7.93 | 3.27 | 5.07 | 9.05 | 5.34 |
Table B: Effective interest rates paid/received on PNFC balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
Outstanding |
New business |
|||||
---|---|---|---|---|---|---|
Sight deposits |
Time deposits |
Loans |
Time deposits |
Loans |
||
2023 | Aug | 2.49 | 4.48 | 6.71 | 4.75 | 6.97 |
Sep | 2.60 | 4.59 | 6.81 | 4.78 | 6.63 | |
Oct | 2.56 | 4.64 | 6.78 | 4.73 | 6.88 | |
Nov | 2.57 | 4.66 | 6.79 | 4.69 | 7.00 |
Chart 1: Effective interest rates on individuals deposits
Per cent
Not seasonally adjusted
Chart 2: Effective interest rates on individuals loans
Per cent
Not seasonally adjusted