Biography
Ruth Smith is Executive Director of the Resolution Directorate. In this capacity, she advances the Bank’s priorities on financial stability - aimed at ensuring that UK banks, building societies, investment firms and central counterparties can be placed in resolution in the event of their failure, without risk to the wider financial system or to public funds.
Ruth joined Resolution Directorate in 2018 as a Head of Division and became Acting Executive Director in 2023. Her work has included leading the design and implementation of the Resolvability Assessment Framework (RAF).
Previously, Ruth has been Interim Secretary to the Bank and she has also worked in the Prudential Regulatory Authority (PRA) and Financial Services Authority (FSA) in roles covering prudential policy, financial stability and communications.
Ruth has a first degree in History from the University of Warwick and a Master’s degree in History from the London School of Economics.