Stress Test Data Framework Dictionary 2021: Version 02

PreviousarrearsbandbyMIARexcl

Enumeration Definition
=3m Previous arrears bands by month in arrears =3m. Where 3m is referenced, this should be taken to mean 90 days to be consistent with the IFRS9 stage 3 definition of impairments.
>0m&<=1m Previous arrears bands by month in arrears >0m&<=1m. Where 1m is referenced, this should be taken to mean 30 days to be consistent with the IFRS9 stage 1 definition of impairments.
>1m&<=2m Previous arrears bands by month in arrears >1m&<=2m. Where 1m is referenced, this should be taken to mean 30 days to be consistent with the IFRS9 stage 1 definition of impairments.
>2m&<3m Previous arrears bands by month in arrears >2m&<3m. Where 3m is referenced, this should be taken to mean 90 days to be consistent with the IFRS9 stage 3 definition of impairments.
>3m&<=4m Previous arrears bands by month in arrears >3m&<=4m. Where 3m is referenced, this should be taken to mean 90 days to be consistent with the IFRS9 stage 3 definition of impairments.
>4m&<=5m Previous arrears bands by month in arrears >4m&<=5m.
>5m&<=6m Previous arrears bands by month in arrears >5m&<=6m.
>6m Previous arrears bands by month in arrears >6m.
Charge off and recoveries Previous arrears band by MIA for retail excluding mortgage template charge off and recoveries.
Not open Only relevant for previous arrears band by MIA to indicate new business.
Unknown If unknown, clarify why the arrears band is not known.
Up to date Previous arrears bands by month in arrears up to date.