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    <label:label xlink:label="label_boemd_tSFR.01.01.04.01" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/verboseLabel" xml:lang="en">SFR.01.01.04.01 Standard formula SCR for undertakings using an approved internal model</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_tSFR.01.01.04.01" xlink:to="label_boemd_tSFR.01.01.04.01" />
    <label:label xlink:label="label_boemd_tSFR.01.01.04.01_1" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Standard formula SCR for undertakings using an approved internal model</label:label>
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    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_a3" xlink:label="loc_boemd_a3" xlink:type="locator" />
    <label:label xlink:label="label_boemd_a3" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Sheets</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_a3" xlink:to="label_boemd_a3" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c47" xlink:label="loc_boemd_c47" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c47" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">z-axis</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c47" xlink:to="label_boemd_c47" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_a1" xlink:label="loc_boemd_a1" xlink:type="locator" />
    <label:label xlink:label="label_boemd_a1" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Columns</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_a1" xlink:to="label_boemd_a1" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c1" xlink:label="loc_boemd_c1" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c1" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">c</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c1" xlink:to="label_boemd_c1" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_a2" xlink:label="loc_boemd_a2" xlink:type="locator" />
    <label:label xlink:label="label_boemd_a2" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Rows</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_a2" xlink:to="label_boemd_a2" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c2" xlink:label="loc_boemd_c2" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c2" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Net of loss absorbing capacity of technical provisions</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c2" xlink:to="label_boemd_c2" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c3" xlink:label="loc_boemd_c3" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c3" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Market risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c3" xlink:to="label_boemd_c3" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c4" xlink:label="loc_boemd_c4" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c4" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Interest rate risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c4" xlink:to="label_boemd_c4" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c5" xlink:label="loc_boemd_c5" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c5" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Equity risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c5" xlink:to="label_boemd_c5" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c6" xlink:label="loc_boemd_c6" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c6" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Property risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c6" xlink:to="label_boemd_c6" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c7" xlink:label="loc_boemd_c7" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c7" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Spread risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c7" xlink:to="label_boemd_c7" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c8" xlink:label="loc_boemd_c8" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c8" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Concentration risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c8" xlink:to="label_boemd_c8" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c9" xlink:label="loc_boemd_c9" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c9" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Currency risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c9" xlink:to="label_boemd_c9" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c10" xlink:label="loc_boemd_c10" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c10" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Diversification within market risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c10" xlink:to="label_boemd_c10" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c11" xlink:label="loc_boemd_c11" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c11" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Counterparty default risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c11" xlink:to="label_boemd_c11" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c12" xlink:label="loc_boemd_c12" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c12" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Type 1 (Reinsurer default, etc)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c12" xlink:to="label_boemd_c12" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c13" xlink:label="loc_boemd_c13" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c13" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Type 2 (Intermediary / policyholder default, etc)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c13" xlink:to="label_boemd_c13" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c14" xlink:label="loc_boemd_c14" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c14" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Diversification within counterparty default risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c14" xlink:to="label_boemd_c14" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c15" xlink:label="loc_boemd_c15" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c15" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Life underwriting risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c15" xlink:to="label_boemd_c15" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c16" xlink:label="loc_boemd_c16" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c16" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Mortality risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c16" xlink:to="label_boemd_c16" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c17" xlink:label="loc_boemd_c17" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c17" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Longevity risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c17" xlink:to="label_boemd_c17" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c18" xlink:label="loc_boemd_c18" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c18" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Disability-Morbidity risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c18" xlink:to="label_boemd_c18" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c19" xlink:label="loc_boemd_c19" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c19" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Life-expense risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c19" xlink:to="label_boemd_c19" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c20" xlink:label="loc_boemd_c20" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c20" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Revision risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c20" xlink:to="label_boemd_c20" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c21" xlink:label="loc_boemd_c21" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c21" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Lapse risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c21" xlink:to="label_boemd_c21" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c22" xlink:label="loc_boemd_c22" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c22" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Life catastrophe risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c22" xlink:to="label_boemd_c22" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c23" xlink:label="loc_boemd_c23" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c23" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Diversification within life underwriting risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c23" xlink:to="label_boemd_c23" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c24" xlink:label="loc_boemd_c24" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c24" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Total health underwriting risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c24" xlink:to="label_boemd_c24" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c25" xlink:label="loc_boemd_c25" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c25" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Health SLT risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c25" xlink:to="label_boemd_c25" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c26" xlink:label="loc_boemd_c26" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c26" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Health non SLT risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c26" xlink:to="label_boemd_c26" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c27" xlink:label="loc_boemd_c27" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c27" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Health catastrophe risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c27" xlink:to="label_boemd_c27" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c28" xlink:label="loc_boemd_c28" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c28" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Diversification within health underwriting risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c28" xlink:to="label_boemd_c28" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c29" xlink:label="loc_boemd_c29" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c29" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Non-life underwriting risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c29" xlink:to="label_boemd_c29" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c30" xlink:label="loc_boemd_c30" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c30" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Non-life premium and reserve risk (ex catastrophe risk)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c30" xlink:to="label_boemd_c30" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c31" xlink:label="loc_boemd_c31" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c31" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Non-life catastrophe risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c31" xlink:to="label_boemd_c31" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c32" xlink:label="loc_boemd_c32" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c32" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Lapse risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c32" xlink:to="label_boemd_c32" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c33" xlink:label="loc_boemd_c33" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c33" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Diversification within non-life underwriting risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c33" xlink:to="label_boemd_c33" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c34" xlink:label="loc_boemd_c34" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c34" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Total before diversification between risk categories</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c34" xlink:to="label_boemd_c34" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c35" xlink:label="loc_boemd_c35" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c35" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Diversification between risk categories</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c35" xlink:to="label_boemd_c35" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c36" xlink:label="loc_boemd_c36" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c36" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Intangible asset risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c36" xlink:to="label_boemd_c36" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c37" xlink:label="loc_boemd_c37" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c37" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">BSCR net of loss absorbing capacity of technical provisions</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c37" xlink:to="label_boemd_c37" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c38" xlink:label="loc_boemd_c38" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c38" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">BSCR gross of loss absorbing capacity of technical provisions</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c38" xlink:to="label_boemd_c38" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c39" xlink:label="loc_boemd_c39" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c39" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Total operational risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c39" xlink:to="label_boemd_c39" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c40" xlink:label="loc_boemd_c40" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c40" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Loss-absorbing capacity of technical provisions</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c40" xlink:to="label_boemd_c40" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c41" xlink:label="loc_boemd_c41" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c41" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Loss-absorbing capacity of deferred taxes</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c41" xlink:to="label_boemd_c41" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c42" xlink:label="loc_boemd_c42" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c42" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Solvency capital requirement excluding capital add-on</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c42" xlink:to="label_boemd_c42" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c43" xlink:label="loc_boemd_c43" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c43" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Capital add-on</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c43" xlink:to="label_boemd_c43" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c44" xlink:label="loc_boemd_c44" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c44" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Solvency capital requirement including capital add-on</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c44" xlink:to="label_boemd_c44" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c45" xlink:label="loc_boemd_c45" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c45" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Biting interest rate scenario</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c45" xlink:to="label_boemd_c45" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_c46" xlink:label="loc_boemd_c46" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c46" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Biting life lapse scenario</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c46" xlink:to="label_boemd_c46" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_a5" xlink:label="loc_boemd_a5" xlink:type="locator" />
    <label:label xlink:label="label_boemd_a5" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Fund/Matching portfolio number</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_a5" xlink:to="label_boemd_a5" />
    <link:loc xlink:href="sfr.01.01.04.01-rend.xml#boemd_a4" xlink:label="loc_boemd_a4" xlink:type="locator" />
    <label:label xlink:label="label_boemd_a4" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Ring-fenced fund/matching portfolio/remaining part</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_a4" xlink:to="label_boemd_a4" />
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