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    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_a1" xlink:to="label_boemd_a1" />
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    <label:label xlink:label="label_boemd_c1" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c1" xlink:to="label_boemd_c1" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c2" xlink:label="loc_boemd_c2" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c2" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 1</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c2" xlink:to="label_boemd_c2" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c3" xlink:label="loc_boemd_c3" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c3" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c3" xlink:to="label_boemd_c3" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c4" xlink:label="loc_boemd_c4" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c4" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 2</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c4" xlink:to="label_boemd_c4" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c5" xlink:label="loc_boemd_c5" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c5" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c5" xlink:to="label_boemd_c5" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c6" xlink:label="loc_boemd_c6" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c6" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 3</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c6" xlink:to="label_boemd_c6" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c7" xlink:label="loc_boemd_c7" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c7" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c7" xlink:to="label_boemd_c7" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c8" xlink:label="loc_boemd_c8" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c8" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 4</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c8" xlink:to="label_boemd_c8" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c9" xlink:label="loc_boemd_c9" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c9" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c9" xlink:to="label_boemd_c9" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c10" xlink:label="loc_boemd_c10" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c10" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 5</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c10" xlink:to="label_boemd_c10" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c11" xlink:label="loc_boemd_c11" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c11" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c11" xlink:to="label_boemd_c11" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c12" xlink:label="loc_boemd_c12" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c12" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 6</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c12" xlink:to="label_boemd_c12" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c13" xlink:label="loc_boemd_c13" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c13" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c13" xlink:to="label_boemd_c13" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c14" xlink:label="loc_boemd_c14" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c14" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 7</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c14" xlink:to="label_boemd_c14" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c15" xlink:label="loc_boemd_c15" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c15" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c15" xlink:to="label_boemd_c15" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c16" xlink:label="loc_boemd_c16" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c16" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 8</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c16" xlink:to="label_boemd_c16" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c17" xlink:label="loc_boemd_c17" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c17" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c17" xlink:to="label_boemd_c17" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c18" xlink:label="loc_boemd_c18" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c18" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 9</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c18" xlink:to="label_boemd_c18" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c19" xlink:label="loc_boemd_c19" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c19" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c19" xlink:to="label_boemd_c19" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c20" xlink:label="loc_boemd_c20" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c20" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 10</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c20" xlink:to="label_boemd_c20" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c21" xlink:label="loc_boemd_c21" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c21" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c21" xlink:to="label_boemd_c21" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c22" xlink:label="loc_boemd_c22" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c22" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 11</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c22" xlink:to="label_boemd_c22" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c23" xlink:label="loc_boemd_c23" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c23" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c23" xlink:to="label_boemd_c23" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c24" xlink:label="loc_boemd_c24" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c24" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 12</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c24" xlink:to="label_boemd_c24" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c25" xlink:label="loc_boemd_c25" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c25" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c25" xlink:to="label_boemd_c25" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c26" xlink:label="loc_boemd_c26" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c26" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 13</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c26" xlink:to="label_boemd_c26" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c27" xlink:label="loc_boemd_c27" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c27" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c27" xlink:to="label_boemd_c27" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c28" xlink:label="loc_boemd_c28" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c28" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 14</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c28" xlink:to="label_boemd_c28" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c29" xlink:label="loc_boemd_c29" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c29" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c29" xlink:to="label_boemd_c29" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c30" xlink:label="loc_boemd_c30" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c30" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 15</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c30" xlink:to="label_boemd_c30" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c31" xlink:label="loc_boemd_c31" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c31" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c31" xlink:to="label_boemd_c31" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c32" xlink:label="loc_boemd_c32" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c32" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 16</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c32" xlink:to="label_boemd_c32" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c33" xlink:label="loc_boemd_c33" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c33" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c33" xlink:to="label_boemd_c33" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c34" xlink:label="loc_boemd_c34" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c34" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 17</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c34" xlink:to="label_boemd_c34" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c35" xlink:label="loc_boemd_c35" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c35" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c35" xlink:to="label_boemd_c35" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c36" xlink:label="loc_boemd_c36" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c36" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 18</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c36" xlink:to="label_boemd_c36" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c37" xlink:label="loc_boemd_c37" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c37" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c37" xlink:to="label_boemd_c37" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c38" xlink:label="loc_boemd_c38" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c38" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 19</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c38" xlink:to="label_boemd_c38" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c39" xlink:label="loc_boemd_c39" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c39" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c39" xlink:to="label_boemd_c39" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c40" xlink:label="loc_boemd_c40" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c40" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 20</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c40" xlink:to="label_boemd_c40" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c41" xlink:label="loc_boemd_c41" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c41" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c41" xlink:to="label_boemd_c41" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c42" xlink:label="loc_boemd_c42" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c42" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 21</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c42" xlink:to="label_boemd_c42" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c43" xlink:label="loc_boemd_c43" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c43" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c43" xlink:to="label_boemd_c43" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c44" xlink:label="loc_boemd_c44" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c44" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 22</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c44" xlink:to="label_boemd_c44" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c45" xlink:label="loc_boemd_c45" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c45" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c45" xlink:to="label_boemd_c45" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c46" xlink:label="loc_boemd_c46" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c46" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 23</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c46" xlink:to="label_boemd_c46" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c47" xlink:label="loc_boemd_c47" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c47" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c47" xlink:to="label_boemd_c47" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c48" xlink:label="loc_boemd_c48" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c48" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 24</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c48" xlink:to="label_boemd_c48" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c49" xlink:label="loc_boemd_c49" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c49" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c49" xlink:to="label_boemd_c49" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c50" xlink:label="loc_boemd_c50" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c50" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 25</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c50" xlink:to="label_boemd_c50" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c51" xlink:label="loc_boemd_c51" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c51" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c51" xlink:to="label_boemd_c51" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c52" xlink:label="loc_boemd_c52" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c52" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 26</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c52" xlink:to="label_boemd_c52" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c53" xlink:label="loc_boemd_c53" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c53" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c53" xlink:to="label_boemd_c53" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c54" xlink:label="loc_boemd_c54" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c54" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 27</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c54" xlink:to="label_boemd_c54" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c55" xlink:label="loc_boemd_c55" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c55" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c55" xlink:to="label_boemd_c55" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c56" xlink:label="loc_boemd_c56" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c56" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 28</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c56" xlink:to="label_boemd_c56" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c57" xlink:label="loc_boemd_c57" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c57" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c57" xlink:to="label_boemd_c57" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c58" xlink:label="loc_boemd_c58" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c58" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 29</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c58" xlink:to="label_boemd_c58" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c59" xlink:label="loc_boemd_c59" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c59" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c59" xlink:to="label_boemd_c59" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c60" xlink:label="loc_boemd_c60" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c60" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 30</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c60" xlink:to="label_boemd_c60" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c61" xlink:label="loc_boemd_c61" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c61" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c61" xlink:to="label_boemd_c61" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c62" xlink:label="loc_boemd_c62" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c62" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 31</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c62" xlink:to="label_boemd_c62" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c63" xlink:label="loc_boemd_c63" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c63" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c63" xlink:to="label_boemd_c63" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c64" xlink:label="loc_boemd_c64" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c64" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 32</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c64" xlink:to="label_boemd_c64" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c65" xlink:label="loc_boemd_c65" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c65" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c65" xlink:to="label_boemd_c65" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c66" xlink:label="loc_boemd_c66" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c66" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 33</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c66" xlink:to="label_boemd_c66" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c67" xlink:label="loc_boemd_c67" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c67" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c67" xlink:to="label_boemd_c67" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c68" xlink:label="loc_boemd_c68" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c68" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 34</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c68" xlink:to="label_boemd_c68" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c69" xlink:label="loc_boemd_c69" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c69" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c69" xlink:to="label_boemd_c69" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c70" xlink:label="loc_boemd_c70" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c70" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 35</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c70" xlink:to="label_boemd_c70" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c71" xlink:label="loc_boemd_c71" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c71" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c71" xlink:to="label_boemd_c71" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c72" xlink:label="loc_boemd_c72" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c72" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 36</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c72" xlink:to="label_boemd_c72" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c73" xlink:label="loc_boemd_c73" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c73" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c73" xlink:to="label_boemd_c73" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c74" xlink:label="loc_boemd_c74" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c74" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 37</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c74" xlink:to="label_boemd_c74" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c75" xlink:label="loc_boemd_c75" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c75" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c75" xlink:to="label_boemd_c75" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c76" xlink:label="loc_boemd_c76" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c76" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 38</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c76" xlink:to="label_boemd_c76" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c77" xlink:label="loc_boemd_c77" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c77" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c77" xlink:to="label_boemd_c77" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c78" xlink:label="loc_boemd_c78" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c78" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 39</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c78" xlink:to="label_boemd_c78" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c79" xlink:label="loc_boemd_c79" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c79" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c79" xlink:to="label_boemd_c79" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c80" xlink:label="loc_boemd_c80" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c80" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 40</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c80" xlink:to="label_boemd_c80" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c81" xlink:label="loc_boemd_c81" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c81" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c81" xlink:to="label_boemd_c81" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c82" xlink:label="loc_boemd_c82" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c82" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 41</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c82" xlink:to="label_boemd_c82" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c83" xlink:label="loc_boemd_c83" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c83" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c83" xlink:to="label_boemd_c83" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c84" xlink:label="loc_boemd_c84" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c84" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 42</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c84" xlink:to="label_boemd_c84" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c85" xlink:label="loc_boemd_c85" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c85" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c85" xlink:to="label_boemd_c85" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c86" xlink:label="loc_boemd_c86" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c86" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 43</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c86" xlink:to="label_boemd_c86" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c87" xlink:label="loc_boemd_c87" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c87" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c87" xlink:to="label_boemd_c87" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c88" xlink:label="loc_boemd_c88" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c88" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 44</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c88" xlink:to="label_boemd_c88" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c89" xlink:label="loc_boemd_c89" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c89" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c89" xlink:to="label_boemd_c89" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c90" xlink:label="loc_boemd_c90" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c90" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 45</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c90" xlink:to="label_boemd_c90" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c91" xlink:label="loc_boemd_c91" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c91" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c91" xlink:to="label_boemd_c91" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c92" xlink:label="loc_boemd_c92" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c92" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 46</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c92" xlink:to="label_boemd_c92" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c93" xlink:label="loc_boemd_c93" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c93" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c93" xlink:to="label_boemd_c93" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c94" xlink:label="loc_boemd_c94" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c94" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 47</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c94" xlink:to="label_boemd_c94" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c95" xlink:label="loc_boemd_c95" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c95" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c95" xlink:to="label_boemd_c95" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c96" xlink:label="loc_boemd_c96" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c96" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 48</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c96" xlink:to="label_boemd_c96" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c97" xlink:label="loc_boemd_c97" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c97" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c97" xlink:to="label_boemd_c97" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c98" xlink:label="loc_boemd_c98" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c98" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 49</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c98" xlink:to="label_boemd_c98" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c99" xlink:label="loc_boemd_c99" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c99" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c99" xlink:to="label_boemd_c99" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c100" xlink:label="loc_boemd_c100" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c100" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 50</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c100" xlink:to="label_boemd_c100" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c101" xlink:label="loc_boemd_c101" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c101" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c101" xlink:to="label_boemd_c101" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c102" xlink:label="loc_boemd_c102" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c102" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 51</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c102" xlink:to="label_boemd_c102" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c103" xlink:label="loc_boemd_c103" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c103" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c103" xlink:to="label_boemd_c103" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c104" xlink:label="loc_boemd_c104" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c104" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 52</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c104" xlink:to="label_boemd_c104" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c105" xlink:label="loc_boemd_c105" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c105" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c105" xlink:to="label_boemd_c105" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c106" xlink:label="loc_boemd_c106" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c106" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 53</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c106" xlink:to="label_boemd_c106" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c107" xlink:label="loc_boemd_c107" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c107" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c107" xlink:to="label_boemd_c107" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c108" xlink:label="loc_boemd_c108" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c108" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 54</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c108" xlink:to="label_boemd_c108" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c109" xlink:label="loc_boemd_c109" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c109" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c109" xlink:to="label_boemd_c109" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c110" xlink:label="loc_boemd_c110" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c110" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 55</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c110" xlink:to="label_boemd_c110" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c111" xlink:label="loc_boemd_c111" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c111" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c111" xlink:to="label_boemd_c111" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c112" xlink:label="loc_boemd_c112" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c112" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 56</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c112" xlink:to="label_boemd_c112" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c113" xlink:label="loc_boemd_c113" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c113" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c113" xlink:to="label_boemd_c113" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c114" xlink:label="loc_boemd_c114" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c114" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 57</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c114" xlink:to="label_boemd_c114" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c115" xlink:label="loc_boemd_c115" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c115" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c115" xlink:to="label_boemd_c115" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c116" xlink:label="loc_boemd_c116" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c116" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 58</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c116" xlink:to="label_boemd_c116" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c117" xlink:label="loc_boemd_c117" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c117" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c117" xlink:to="label_boemd_c117" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c118" xlink:label="loc_boemd_c118" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c118" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 59</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c118" xlink:to="label_boemd_c118" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c119" xlink:label="loc_boemd_c119" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c119" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c119" xlink:to="label_boemd_c119" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c120" xlink:label="loc_boemd_c120" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c120" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 60</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c120" xlink:to="label_boemd_c120" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c121" xlink:label="loc_boemd_c121" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c121" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c121" xlink:to="label_boemd_c121" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c122" xlink:label="loc_boemd_c122" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c122" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 61</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c122" xlink:to="label_boemd_c122" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c123" xlink:label="loc_boemd_c123" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c123" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c123" xlink:to="label_boemd_c123" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c124" xlink:label="loc_boemd_c124" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c124" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 62</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c124" xlink:to="label_boemd_c124" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c125" xlink:label="loc_boemd_c125" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c125" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c125" xlink:to="label_boemd_c125" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c126" xlink:label="loc_boemd_c126" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c126" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 63</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c126" xlink:to="label_boemd_c126" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c127" xlink:label="loc_boemd_c127" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c127" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c127" xlink:to="label_boemd_c127" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c128" xlink:label="loc_boemd_c128" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c128" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 64</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c128" xlink:to="label_boemd_c128" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c129" xlink:label="loc_boemd_c129" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c129" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c129" xlink:to="label_boemd_c129" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c130" xlink:label="loc_boemd_c130" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c130" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 65</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c130" xlink:to="label_boemd_c130" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c131" xlink:label="loc_boemd_c131" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c131" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c131" xlink:to="label_boemd_c131" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c132" xlink:label="loc_boemd_c132" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c132" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 66</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c132" xlink:to="label_boemd_c132" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c133" xlink:label="loc_boemd_c133" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c133" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c133" xlink:to="label_boemd_c133" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c134" xlink:label="loc_boemd_c134" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c134" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 67</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c134" xlink:to="label_boemd_c134" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c135" xlink:label="loc_boemd_c135" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c135" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c135" xlink:to="label_boemd_c135" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c136" xlink:label="loc_boemd_c136" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c136" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 68</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c136" xlink:to="label_boemd_c136" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c137" xlink:label="loc_boemd_c137" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c137" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c137" xlink:to="label_boemd_c137" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c138" xlink:label="loc_boemd_c138" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c138" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 69</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c138" xlink:to="label_boemd_c138" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c139" xlink:label="loc_boemd_c139" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c139" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c139" xlink:to="label_boemd_c139" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c140" xlink:label="loc_boemd_c140" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c140" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 70</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c140" xlink:to="label_boemd_c140" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c141" xlink:label="loc_boemd_c141" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c141" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c141" xlink:to="label_boemd_c141" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c142" xlink:label="loc_boemd_c142" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c142" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 71</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c142" xlink:to="label_boemd_c142" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c143" xlink:label="loc_boemd_c143" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c143" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c143" xlink:to="label_boemd_c143" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c144" xlink:label="loc_boemd_c144" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c144" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 72</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c144" xlink:to="label_boemd_c144" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c145" xlink:label="loc_boemd_c145" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c145" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c145" xlink:to="label_boemd_c145" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c146" xlink:label="loc_boemd_c146" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c146" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 73</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c146" xlink:to="label_boemd_c146" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c147" xlink:label="loc_boemd_c147" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c147" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c147" xlink:to="label_boemd_c147" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c148" xlink:label="loc_boemd_c148" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c148" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 74</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c148" xlink:to="label_boemd_c148" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c149" xlink:label="loc_boemd_c149" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c149" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c149" xlink:to="label_boemd_c149" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c150" xlink:label="loc_boemd_c150" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c150" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 75</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c150" xlink:to="label_boemd_c150" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c151" xlink:label="loc_boemd_c151" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c151" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c151" xlink:to="label_boemd_c151" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c152" xlink:label="loc_boemd_c152" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c152" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 76</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c152" xlink:to="label_boemd_c152" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c153" xlink:label="loc_boemd_c153" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c153" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c153" xlink:to="label_boemd_c153" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c154" xlink:label="loc_boemd_c154" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c154" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 77</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c154" xlink:to="label_boemd_c154" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c155" xlink:label="loc_boemd_c155" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c155" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c155" xlink:to="label_boemd_c155" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c156" xlink:label="loc_boemd_c156" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c156" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 78</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c156" xlink:to="label_boemd_c156" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c157" xlink:label="loc_boemd_c157" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c157" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c157" xlink:to="label_boemd_c157" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c158" xlink:label="loc_boemd_c158" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c158" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 79</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c158" xlink:to="label_boemd_c158" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c159" xlink:label="loc_boemd_c159" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c159" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c159" xlink:to="label_boemd_c159" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c160" xlink:label="loc_boemd_c160" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c160" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 80</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c160" xlink:to="label_boemd_c160" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c161" xlink:label="loc_boemd_c161" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c161" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c161" xlink:to="label_boemd_c161" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c162" xlink:label="loc_boemd_c162" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c162" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 81</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c162" xlink:to="label_boemd_c162" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c163" xlink:label="loc_boemd_c163" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c163" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c163" xlink:to="label_boemd_c163" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c164" xlink:label="loc_boemd_c164" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c164" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 82</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c164" xlink:to="label_boemd_c164" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c165" xlink:label="loc_boemd_c165" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c165" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c165" xlink:to="label_boemd_c165" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c166" xlink:label="loc_boemd_c166" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c166" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 83</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c166" xlink:to="label_boemd_c166" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c167" xlink:label="loc_boemd_c167" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c167" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c167" xlink:to="label_boemd_c167" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c168" xlink:label="loc_boemd_c168" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c168" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 84</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c168" xlink:to="label_boemd_c168" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c169" xlink:label="loc_boemd_c169" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c169" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c169" xlink:to="label_boemd_c169" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c170" xlink:label="loc_boemd_c170" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c170" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 85</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c170" xlink:to="label_boemd_c170" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c171" xlink:label="loc_boemd_c171" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c171" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c171" xlink:to="label_boemd_c171" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c172" xlink:label="loc_boemd_c172" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c172" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 86</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c172" xlink:to="label_boemd_c172" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c173" xlink:label="loc_boemd_c173" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c173" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c173" xlink:to="label_boemd_c173" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c174" xlink:label="loc_boemd_c174" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c174" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 87</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c174" xlink:to="label_boemd_c174" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c175" xlink:label="loc_boemd_c175" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c175" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c175" xlink:to="label_boemd_c175" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c176" xlink:label="loc_boemd_c176" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c176" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 88</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c176" xlink:to="label_boemd_c176" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c177" xlink:label="loc_boemd_c177" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c177" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c177" xlink:to="label_boemd_c177" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c178" xlink:label="loc_boemd_c178" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c178" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 89</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c178" xlink:to="label_boemd_c178" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c179" xlink:label="loc_boemd_c179" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c179" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c179" xlink:to="label_boemd_c179" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c180" xlink:label="loc_boemd_c180" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c180" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 90</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c180" xlink:to="label_boemd_c180" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c181" xlink:label="loc_boemd_c181" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c181" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c181" xlink:to="label_boemd_c181" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c182" xlink:label="loc_boemd_c182" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c182" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 91</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c182" xlink:to="label_boemd_c182" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c183" xlink:label="loc_boemd_c183" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c183" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c183" xlink:to="label_boemd_c183" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c184" xlink:label="loc_boemd_c184" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c184" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 92</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c184" xlink:to="label_boemd_c184" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c185" xlink:label="loc_boemd_c185" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c185" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c185" xlink:to="label_boemd_c185" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c186" xlink:label="loc_boemd_c186" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c186" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 93</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c186" xlink:to="label_boemd_c186" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c187" xlink:label="loc_boemd_c187" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c187" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c187" xlink:to="label_boemd_c187" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c188" xlink:label="loc_boemd_c188" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c188" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 94</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c188" xlink:to="label_boemd_c188" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c189" xlink:label="loc_boemd_c189" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c189" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c189" xlink:to="label_boemd_c189" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c190" xlink:label="loc_boemd_c190" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c190" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 95</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c190" xlink:to="label_boemd_c190" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c191" xlink:label="loc_boemd_c191" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c191" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c191" xlink:to="label_boemd_c191" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c192" xlink:label="loc_boemd_c192" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c192" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 96</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c192" xlink:to="label_boemd_c192" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c193" xlink:label="loc_boemd_c193" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c193" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c193" xlink:to="label_boemd_c193" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c194" xlink:label="loc_boemd_c194" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c194" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 97</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c194" xlink:to="label_boemd_c194" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c195" xlink:label="loc_boemd_c195" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c195" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c195" xlink:to="label_boemd_c195" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c196" xlink:label="loc_boemd_c196" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c196" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 98</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c196" xlink:to="label_boemd_c196" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c197" xlink:label="loc_boemd_c197" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c197" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c197" xlink:to="label_boemd_c197" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c198" xlink:label="loc_boemd_c198" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c198" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 99</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c198" xlink:to="label_boemd_c198" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c199" xlink:label="loc_boemd_c199" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c199" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">j= Reserving risk class</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c199" xlink:to="label_boemd_c199" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c200" xlink:label="loc_boemd_c200" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c200" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">LoB 100</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c200" xlink:to="label_boemd_c200" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_a2" xlink:label="loc_boemd_a2" xlink:type="locator" />
    <label:label xlink:label="label_boemd_a2" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Rows</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_a2" xlink:to="label_boemd_a2" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c201" xlink:label="loc_boemd_c201" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c201" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Net discounted output correlation coefficients between Entity own LoBs (i.e. correlations between outputs provided in rows RES501 to RES532 and PRE501 to PRE532): - Linear Correlations</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c201" xlink:to="label_boemd_c201" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c202" xlink:label="loc_boemd_c202" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c202" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 1</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c202" xlink:to="label_boemd_c202" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c203" xlink:label="loc_boemd_c203" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c203" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 2</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c203" xlink:to="label_boemd_c203" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c204" xlink:label="loc_boemd_c204" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c204" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 3</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c204" xlink:to="label_boemd_c204" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c205" xlink:label="loc_boemd_c205" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c205" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 4</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c205" xlink:to="label_boemd_c205" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c206" xlink:label="loc_boemd_c206" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c206" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 5</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c206" xlink:to="label_boemd_c206" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c207" xlink:label="loc_boemd_c207" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c207" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 6</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c207" xlink:to="label_boemd_c207" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c208" xlink:label="loc_boemd_c208" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c208" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 7</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c208" xlink:to="label_boemd_c208" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c209" xlink:label="loc_boemd_c209" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c209" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 8</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c209" xlink:to="label_boemd_c209" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c210" xlink:label="loc_boemd_c210" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c210" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 9</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c210" xlink:to="label_boemd_c210" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c211" xlink:label="loc_boemd_c211" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c211" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 10</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c211" xlink:to="label_boemd_c211" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c212" xlink:label="loc_boemd_c212" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c212" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 11</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c212" xlink:to="label_boemd_c212" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c213" xlink:label="loc_boemd_c213" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c213" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 12</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c213" xlink:to="label_boemd_c213" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c214" xlink:label="loc_boemd_c214" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c214" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 13</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c214" xlink:to="label_boemd_c214" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c215" xlink:label="loc_boemd_c215" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c215" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 14</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c215" xlink:to="label_boemd_c215" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c216" xlink:label="loc_boemd_c216" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c216" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 15</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c216" xlink:to="label_boemd_c216" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c217" xlink:label="loc_boemd_c217" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c217" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 16</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c217" xlink:to="label_boemd_c217" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c218" xlink:label="loc_boemd_c218" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c218" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 17</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c218" xlink:to="label_boemd_c218" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c219" xlink:label="loc_boemd_c219" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c219" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 18</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c219" xlink:to="label_boemd_c219" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c220" xlink:label="loc_boemd_c220" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c220" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 19</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c220" xlink:to="label_boemd_c220" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c221" xlink:label="loc_boemd_c221" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c221" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 20</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c221" xlink:to="label_boemd_c221" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c222" xlink:label="loc_boemd_c222" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c222" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 21</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c222" xlink:to="label_boemd_c222" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c223" xlink:label="loc_boemd_c223" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c223" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 22</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c223" xlink:to="label_boemd_c223" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c224" xlink:label="loc_boemd_c224" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c224" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 23</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c224" xlink:to="label_boemd_c224" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c225" xlink:label="loc_boemd_c225" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c225" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 24</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c225" xlink:to="label_boemd_c225" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c226" xlink:label="loc_boemd_c226" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c226" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 25</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c226" xlink:to="label_boemd_c226" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c227" xlink:label="loc_boemd_c227" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c227" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 26</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c227" xlink:to="label_boemd_c227" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c228" xlink:label="loc_boemd_c228" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c228" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 27</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c228" xlink:to="label_boemd_c228" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c229" xlink:label="loc_boemd_c229" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c229" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 28</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c229" xlink:to="label_boemd_c229" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c230" xlink:label="loc_boemd_c230" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c230" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 29</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c230" xlink:to="label_boemd_c230" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c231" xlink:label="loc_boemd_c231" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c231" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 30</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c231" xlink:to="label_boemd_c231" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c232" xlink:label="loc_boemd_c232" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c232" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 31</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c232" xlink:to="label_boemd_c232" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c233" xlink:label="loc_boemd_c233" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c233" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 32</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c233" xlink:to="label_boemd_c233" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c234" xlink:label="loc_boemd_c234" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c234" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 33</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c234" xlink:to="label_boemd_c234" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c235" xlink:label="loc_boemd_c235" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c235" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 34</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c235" xlink:to="label_boemd_c235" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c236" xlink:label="loc_boemd_c236" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c236" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 35</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c236" xlink:to="label_boemd_c236" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c237" xlink:label="loc_boemd_c237" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c237" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 36</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c237" xlink:to="label_boemd_c237" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c238" xlink:label="loc_boemd_c238" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c238" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 37</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c238" xlink:to="label_boemd_c238" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c239" xlink:label="loc_boemd_c239" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c239" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 38</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c239" xlink:to="label_boemd_c239" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c240" xlink:label="loc_boemd_c240" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c240" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 39</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c240" xlink:to="label_boemd_c240" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c241" xlink:label="loc_boemd_c241" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c241" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 40</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c241" xlink:to="label_boemd_c241" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c242" xlink:label="loc_boemd_c242" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c242" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 41</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c242" xlink:to="label_boemd_c242" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c243" xlink:label="loc_boemd_c243" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c243" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 42</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c243" xlink:to="label_boemd_c243" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c244" xlink:label="loc_boemd_c244" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c244" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 43</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c244" xlink:to="label_boemd_c244" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c245" xlink:label="loc_boemd_c245" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c245" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 44</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c245" xlink:to="label_boemd_c245" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c246" xlink:label="loc_boemd_c246" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c246" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 45</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c246" xlink:to="label_boemd_c246" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c247" xlink:label="loc_boemd_c247" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c247" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 46</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c247" xlink:to="label_boemd_c247" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c248" xlink:label="loc_boemd_c248" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c248" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 47</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c248" xlink:to="label_boemd_c248" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c249" xlink:label="loc_boemd_c249" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c249" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 48</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c249" xlink:to="label_boemd_c249" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c250" xlink:label="loc_boemd_c250" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c250" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 49</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c250" xlink:to="label_boemd_c250" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c251" xlink:label="loc_boemd_c251" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c251" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 50</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c251" xlink:to="label_boemd_c251" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c252" xlink:label="loc_boemd_c252" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c252" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 51</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c252" xlink:to="label_boemd_c252" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c253" xlink:label="loc_boemd_c253" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c253" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 52</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c253" xlink:to="label_boemd_c253" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c254" xlink:label="loc_boemd_c254" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c254" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 53</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c254" xlink:to="label_boemd_c254" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c255" xlink:label="loc_boemd_c255" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c255" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 54</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c255" xlink:to="label_boemd_c255" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c256" xlink:label="loc_boemd_c256" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c256" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 55</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c256" xlink:to="label_boemd_c256" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c257" xlink:label="loc_boemd_c257" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c257" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 56</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c257" xlink:to="label_boemd_c257" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c258" xlink:label="loc_boemd_c258" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c258" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 57</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c258" xlink:to="label_boemd_c258" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c259" xlink:label="loc_boemd_c259" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c259" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 58</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c259" xlink:to="label_boemd_c259" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c260" xlink:label="loc_boemd_c260" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c260" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 59</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c260" xlink:to="label_boemd_c260" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c261" xlink:label="loc_boemd_c261" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c261" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 60</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c261" xlink:to="label_boemd_c261" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c262" xlink:label="loc_boemd_c262" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c262" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 61</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c262" xlink:to="label_boemd_c262" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c263" xlink:label="loc_boemd_c263" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c263" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 62</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c263" xlink:to="label_boemd_c263" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c264" xlink:label="loc_boemd_c264" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c264" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 63</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c264" xlink:to="label_boemd_c264" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c265" xlink:label="loc_boemd_c265" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c265" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 64</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c265" xlink:to="label_boemd_c265" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c266" xlink:label="loc_boemd_c266" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c266" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 65</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c266" xlink:to="label_boemd_c266" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c267" xlink:label="loc_boemd_c267" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c267" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 66</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c267" xlink:to="label_boemd_c267" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c268" xlink:label="loc_boemd_c268" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c268" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 67</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c268" xlink:to="label_boemd_c268" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c269" xlink:label="loc_boemd_c269" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c269" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 68</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c269" xlink:to="label_boemd_c269" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c270" xlink:label="loc_boemd_c270" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c270" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 69</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c270" xlink:to="label_boemd_c270" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c271" xlink:label="loc_boemd_c271" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c271" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 70</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c271" xlink:to="label_boemd_c271" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c272" xlink:label="loc_boemd_c272" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c272" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 71</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c272" xlink:to="label_boemd_c272" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c273" xlink:label="loc_boemd_c273" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c273" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 72</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c273" xlink:to="label_boemd_c273" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c274" xlink:label="loc_boemd_c274" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c274" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 73</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c274" xlink:to="label_boemd_c274" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c275" xlink:label="loc_boemd_c275" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c275" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 74</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c275" xlink:to="label_boemd_c275" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c276" xlink:label="loc_boemd_c276" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c276" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 75</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c276" xlink:to="label_boemd_c276" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c277" xlink:label="loc_boemd_c277" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c277" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 76</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c277" xlink:to="label_boemd_c277" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c278" xlink:label="loc_boemd_c278" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c278" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 77</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c278" xlink:to="label_boemd_c278" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c279" xlink:label="loc_boemd_c279" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c279" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 78</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c279" xlink:to="label_boemd_c279" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c280" xlink:label="loc_boemd_c280" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c280" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 79</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c280" xlink:to="label_boemd_c280" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c281" xlink:label="loc_boemd_c281" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c281" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 80</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c281" xlink:to="label_boemd_c281" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c282" xlink:label="loc_boemd_c282" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c282" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 81</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c282" xlink:to="label_boemd_c282" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c283" xlink:label="loc_boemd_c283" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c283" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 82</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c283" xlink:to="label_boemd_c283" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c284" xlink:label="loc_boemd_c284" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c284" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 83</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c284" xlink:to="label_boemd_c284" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c285" xlink:label="loc_boemd_c285" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c285" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 84</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c285" xlink:to="label_boemd_c285" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c286" xlink:label="loc_boemd_c286" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c286" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 85</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c286" xlink:to="label_boemd_c286" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c287" xlink:label="loc_boemd_c287" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c287" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 86</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c287" xlink:to="label_boemd_c287" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c288" xlink:label="loc_boemd_c288" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c288" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 87</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c288" xlink:to="label_boemd_c288" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c289" xlink:label="loc_boemd_c289" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c289" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 88</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c289" xlink:to="label_boemd_c289" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c290" xlink:label="loc_boemd_c290" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c290" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 89</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c290" xlink:to="label_boemd_c290" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c291" xlink:label="loc_boemd_c291" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c291" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 90</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c291" xlink:to="label_boemd_c291" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c292" xlink:label="loc_boemd_c292" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c292" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 91</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c292" xlink:to="label_boemd_c292" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c293" xlink:label="loc_boemd_c293" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c293" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 92</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c293" xlink:to="label_boemd_c293" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c294" xlink:label="loc_boemd_c294" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c294" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 93</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c294" xlink:to="label_boemd_c294" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c295" xlink:label="loc_boemd_c295" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c295" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 94</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c295" xlink:to="label_boemd_c295" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c296" xlink:label="loc_boemd_c296" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c296" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 95</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c296" xlink:to="label_boemd_c296" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c297" xlink:label="loc_boemd_c297" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c297" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 96</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c297" xlink:to="label_boemd_c297" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c298" xlink:label="loc_boemd_c298" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c298" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 97</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c298" xlink:to="label_boemd_c298" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c299" xlink:label="loc_boemd_c299" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c299" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 98</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c299" xlink:to="label_boemd_c299" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c300" xlink:label="loc_boemd_c300" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c300" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 99</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c300" xlink:to="label_boemd_c300" />
    <link:loc xlink:href="mo.03.06.01.03.part2-rend.xml#boemd_c301" xlink:label="loc_boemd_c301" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c301" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">i= Premium risk class | LoB 100</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c301" xlink:to="label_boemd_c301" />
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