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    <link:loc xlink:href="ir.03.01.01.01-rend.xml#boemd_tIR.03.01.01.01" xlink:label="loc_boemd_tIR.03.01.01.01" xlink:type="locator" />
    <label:label xlink:label="label_boemd_tIR.03.01.01.01" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/verboseLabel" xml:lang="en">IR.03.01.01.01 Value of guarantee / collateral / contingent liabilities</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_tIR.03.01.01.01" xlink:to="label_boemd_tIR.03.01.01.01" />
    <label:label xlink:label="label_boemd_tIR.03.01.01.01_1" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Value of guarantee / collateral / contingent liabilities</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_tIR.03.01.01.01" xlink:to="label_boemd_tIR.03.01.01.01_1" />
    <link:loc xlink:href="ir.03.01.01.01-rend.xml#boemd_a1" xlink:label="loc_boemd_a1" xlink:type="locator" />
    <label:label xlink:label="label_boemd_a1" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">COLUMNS</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_a1" xlink:to="label_boemd_a1" />
    <link:loc xlink:href="ir.03.01.01.01-rend.xml#boemd_c1" xlink:label="loc_boemd_c1" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c1" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Maximum value</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c1" xlink:to="label_boemd_c1" />
    <link:loc xlink:href="ir.03.01.01.01-rend.xml#boemd_c2" xlink:label="loc_boemd_c2" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c2" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Value of guarantee / collateral / contingent liabilities</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c2" xlink:to="label_boemd_c2" />
    <link:loc xlink:href="ir.03.01.01.01-rend.xml#boemd_a2" xlink:label="loc_boemd_a2" xlink:type="locator" />
    <label:label xlink:label="label_boemd_a2" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">ROWS</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_a2" xlink:to="label_boemd_a2" />
    <link:loc xlink:href="ir.03.01.01.01-rend.xml#boemd_c3" xlink:label="loc_boemd_c3" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c3" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Guarantees provided by the undertaking, including letters of credit</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c3" xlink:to="label_boemd_c3" />
    <link:loc xlink:href="ir.03.01.01.01-rend.xml#boemd_c4" xlink:label="loc_boemd_c4" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c4" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Of which, guarantees, including letters of credit provided to other undertakings of the same group</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c4" xlink:to="label_boemd_c4" />
    <link:loc xlink:href="ir.03.01.01.01-rend.xml#boemd_c5" xlink:label="loc_boemd_c5" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c5" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Guarantees received by the undertaking, including letters of credit</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c5" xlink:to="label_boemd_c5" />
    <link:loc xlink:href="ir.03.01.01.01-rend.xml#boemd_c6" xlink:label="loc_boemd_c6" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c6" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Of which, guarantees, including letters of credit received from other undertakings of the same group</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c6" xlink:to="label_boemd_c6" />
    <link:loc xlink:href="ir.03.01.01.01-rend.xml#boemd_c7" xlink:label="loc_boemd_c7" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c7" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Collateral held</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c7" xlink:to="label_boemd_c7" />
    <link:loc xlink:href="ir.03.01.01.01-rend.xml#boemd_c8" xlink:label="loc_boemd_c8" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c8" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Collateral held for loans made or bonds purchased</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c8" xlink:to="label_boemd_c8" />
    <link:loc xlink:href="ir.03.01.01.01-rend.xml#boemd_c9" xlink:label="loc_boemd_c9" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c9" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Collateral held for derivatives</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c9" xlink:to="label_boemd_c9" />
    <link:loc xlink:href="ir.03.01.01.01-rend.xml#boemd_c10" xlink:label="loc_boemd_c10" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c10" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Assets pledged by reinsurers for ceded technical provisions</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c10" xlink:to="label_boemd_c10" />
    <link:loc xlink:href="ir.03.01.01.01-rend.xml#boemd_c11" xlink:label="loc_boemd_c11" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c11" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Other collateral held</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c11" xlink:to="label_boemd_c11" />
    <link:loc xlink:href="ir.03.01.01.01-rend.xml#boemd_c12" xlink:label="loc_boemd_c12" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c12" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Total collateral held</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c12" xlink:to="label_boemd_c12" />
    <link:loc xlink:href="ir.03.01.01.01-rend.xml#boemd_c13" xlink:label="loc_boemd_c13" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c13" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Collateral pledged</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c13" xlink:to="label_boemd_c13" />
    <link:loc xlink:href="ir.03.01.01.01-rend.xml#boemd_c14" xlink:label="loc_boemd_c14" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c14" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Collateral pledged for loans received or bonds issued</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c14" xlink:to="label_boemd_c14" />
    <link:loc xlink:href="ir.03.01.01.01-rend.xml#boemd_c15" xlink:label="loc_boemd_c15" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c15" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Collateral pledged for derivatives</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c15" xlink:to="label_boemd_c15" />
    <link:loc xlink:href="ir.03.01.01.01-rend.xml#boemd_c16" xlink:label="loc_boemd_c16" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c16" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Assets pledged to cedants for technical provisions (reinsurance accepted)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c16" xlink:to="label_boemd_c16" />
    <link:loc xlink:href="ir.03.01.01.01-rend.xml#boemd_c17" xlink:label="loc_boemd_c17" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c17" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Other collateral pledged</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c17" xlink:to="label_boemd_c17" />
    <link:loc xlink:href="ir.03.01.01.01-rend.xml#boemd_c18" xlink:label="loc_boemd_c18" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c18" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Total collateral pledged</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c18" xlink:to="label_boemd_c18" />
    <link:loc xlink:href="ir.03.01.01.01-rend.xml#boemd_c19" xlink:label="loc_boemd_c19" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c19" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Contingent liabilities</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c19" xlink:to="label_boemd_c19" />
    <link:loc xlink:href="ir.03.01.01.01-rend.xml#boemd_c20" xlink:label="loc_boemd_c20" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c20" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Contingent liabilities not in Solvency II Balance Sheet</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c20" xlink:to="label_boemd_c20" />
    <link:loc xlink:href="ir.03.01.01.01-rend.xml#boemd_c21" xlink:label="loc_boemd_c21" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c21" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Of which contingent liabilities toward entities of the same group</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c21" xlink:to="label_boemd_c21" />
    <link:loc xlink:href="ir.03.01.01.01-rend.xml#boemd_c22" xlink:label="loc_boemd_c22" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c22" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Contingent liabilities in Solvency II Balance Sheet</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c22" xlink:to="label_boemd_c22" />
    <link:loc xlink:href="ir.03.01.01.01-rend.xml#boemd_c23" xlink:label="loc_boemd_c23" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c23" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Total Contingent liabilities</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c23" xlink:to="label_boemd_c23" />
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