<?xml version="1.0" encoding="UTF-8"?>
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:gen="http://xbrl.org/2008/generic" xmlns:label="http://xbrl.org/2008/label" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd http://xbrl.org/2008/generic http://www.xbrl.org/2008/generic-link.xsd http://xbrl.org/2008/label http://www.xbrl.org/2008/generic-label.xsd">
  <link:arcroleRef arcroleURI="http://xbrl.org/arcrole/2008/element-label" xlink:type="simple" xlink:href="http://www.xbrl.org/2008/generic-label.xsd#element-label" />
  <link:roleRef roleURI="http://www.xbrl.org/2008/role/label" xlink:type="simple" xlink:href="http://www.xbrl.org/2008/generic-label.xsd#standard-label" />
  <link:roleRef roleURI="http://www.xbrl.org/2008/role/verboseLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/2008/generic-label.xsd#verbose-label" />
  <gen:link xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_tMO.03.02.01.02" xlink:label="loc_boemd_tMO.03.02.01.02" xlink:type="locator" />
    <label:label xlink:label="label_boemd_tMO.03.02.01.02" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/verboseLabel" xml:lang="en">MO.03.02.01.02 Reserve Risk Outputs - Own Lines, Ultimate Risk - Aggregate</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_tMO.03.02.01.02" xlink:to="label_boemd_tMO.03.02.01.02" />
    <label:label xlink:label="label_boemd_tMO.03.02.01.02_1" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Reserve Risk Outputs - Own Lines, Ultimate Risk - Aggregate</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_tMO.03.02.01.02" xlink:to="label_boemd_tMO.03.02.01.02_1" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_a3" xlink:label="loc_boemd_a3" xlink:type="locator" />
    <label:label xlink:label="label_boemd_a3" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Sheets</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_a3" xlink:to="label_boemd_a3" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c108" xlink:label="loc_boemd_c108" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c108" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">z-axis:</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c108" xlink:to="label_boemd_c108" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_a1" xlink:label="loc_boemd_a1" xlink:type="locator" />
    <label:label xlink:label="label_boemd_a1" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Columns</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_a1" xlink:to="label_boemd_a1" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c1" xlink:label="loc_boemd_c1" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c1" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Aggregate</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c1" xlink:to="label_boemd_c1" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_a2" xlink:label="loc_boemd_a2" xlink:type="locator" />
    <label:label xlink:label="label_boemd_a2" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Rows</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_a2" xlink:to="label_boemd_a2" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c2" xlink:label="loc_boemd_c2" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c2" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Gross reserve risk model data</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c2" xlink:to="label_boemd_c2" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c3" xlink:label="loc_boemd_c3" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c3" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Reserve duration (years)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c3" xlink:to="label_boemd_c3" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c4" xlink:label="loc_boemd_c4" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c4" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Provision for claims outstanding - discounted</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c4" xlink:to="label_boemd_c4" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c5" xlink:label="loc_boemd_c5" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c5" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Provision for claims outstanding - undiscounted</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c5" xlink:to="label_boemd_c5" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c6" xlink:label="loc_boemd_c6" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c6" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Premium Provision - discounted (only if premium provision allocated to reserve risk)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c6" xlink:to="label_boemd_c6" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c7" xlink:label="loc_boemd_c7" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c7" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Premium Provision - undiscounted (only if premium provision allocated to reserve risk)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c7" xlink:to="label_boemd_c7" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c8" xlink:label="loc_boemd_c8" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c8" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Best estimate expenses (allocated)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c8" xlink:to="label_boemd_c8" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c9" xlink:label="loc_boemd_c9" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c9" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Best estimate expenses (unallocated)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c9" xlink:to="label_boemd_c9" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c10" xlink:label="loc_boemd_c10" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c10" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Simulated (output) mean</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c10" xlink:to="label_boemd_c10" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c11" xlink:label="loc_boemd_c11" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c11" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Simulated (output) standard deviation</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c11" xlink:to="label_boemd_c11" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c12" xlink:label="loc_boemd_c12" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c12" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Minimum simulated value</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c12" xlink:to="label_boemd_c12" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c13" xlink:label="loc_boemd_c13" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c13" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">0.1% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c13" xlink:to="label_boemd_c13" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c14" xlink:label="loc_boemd_c14" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c14" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">5% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c14" xlink:to="label_boemd_c14" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c15" xlink:label="loc_boemd_c15" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c15" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">10% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c15" xlink:to="label_boemd_c15" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c16" xlink:label="loc_boemd_c16" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c16" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">15% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c16" xlink:to="label_boemd_c16" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c17" xlink:label="loc_boemd_c17" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c17" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">20% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c17" xlink:to="label_boemd_c17" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c18" xlink:label="loc_boemd_c18" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c18" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">25% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c18" xlink:to="label_boemd_c18" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c19" xlink:label="loc_boemd_c19" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c19" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">30% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c19" xlink:to="label_boemd_c19" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c20" xlink:label="loc_boemd_c20" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c20" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">35% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c20" xlink:to="label_boemd_c20" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c21" xlink:label="loc_boemd_c21" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c21" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">40% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c21" xlink:to="label_boemd_c21" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c22" xlink:label="loc_boemd_c22" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c22" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">45% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c22" xlink:to="label_boemd_c22" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c23" xlink:label="loc_boemd_c23" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c23" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">50% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c23" xlink:to="label_boemd_c23" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c24" xlink:label="loc_boemd_c24" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c24" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">55% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c24" xlink:to="label_boemd_c24" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c25" xlink:label="loc_boemd_c25" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c25" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">60% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c25" xlink:to="label_boemd_c25" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c26" xlink:label="loc_boemd_c26" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c26" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">65% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c26" xlink:to="label_boemd_c26" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c27" xlink:label="loc_boemd_c27" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c27" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">70% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c27" xlink:to="label_boemd_c27" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c28" xlink:label="loc_boemd_c28" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c28" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">75% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c28" xlink:to="label_boemd_c28" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c29" xlink:label="loc_boemd_c29" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c29" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">80% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c29" xlink:to="label_boemd_c29" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c30" xlink:label="loc_boemd_c30" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c30" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">85% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c30" xlink:to="label_boemd_c30" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c31" xlink:label="loc_boemd_c31" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c31" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">90% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c31" xlink:to="label_boemd_c31" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c32" xlink:label="loc_boemd_c32" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c32" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">95% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c32" xlink:to="label_boemd_c32" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c33" xlink:label="loc_boemd_c33" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c33" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">96% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c33" xlink:to="label_boemd_c33" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c34" xlink:label="loc_boemd_c34" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c34" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">97% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c34" xlink:to="label_boemd_c34" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c35" xlink:label="loc_boemd_c35" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c35" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">98% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c35" xlink:to="label_boemd_c35" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c36" xlink:label="loc_boemd_c36" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c36" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">99% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c36" xlink:to="label_boemd_c36" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c37" xlink:label="loc_boemd_c37" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c37" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">99.5% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c37" xlink:to="label_boemd_c37" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c38" xlink:label="loc_boemd_c38" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c38" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">99.9% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c38" xlink:to="label_boemd_c38" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c39" xlink:label="loc_boemd_c39" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c39" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Maximum simulated value</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c39" xlink:to="label_boemd_c39" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c40" xlink:label="loc_boemd_c40" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c40" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Net of reinsurance reserve risk model data</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c40" xlink:to="label_boemd_c40" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c41" xlink:label="loc_boemd_c41" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c41" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Reserve duration (years)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c41" xlink:to="label_boemd_c41" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c42" xlink:label="loc_boemd_c42" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c42" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Provision for claims outstanding - discounted</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c42" xlink:to="label_boemd_c42" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c43" xlink:label="loc_boemd_c43" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c43" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Provision for claims outstanding - undiscounted</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c43" xlink:to="label_boemd_c43" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c44" xlink:label="loc_boemd_c44" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c44" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Premium Provision - discounted (only if premium provision allocated to reserve risk)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c44" xlink:to="label_boemd_c44" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c45" xlink:label="loc_boemd_c45" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c45" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Premium Provision - undiscounted (only if premium provision allocated to reserve risk)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c45" xlink:to="label_boemd_c45" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c46" xlink:label="loc_boemd_c46" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c46" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Best estimate expenses (allocated)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c46" xlink:to="label_boemd_c46" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c47" xlink:label="loc_boemd_c47" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c47" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Best estimate expenses (unallocated)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c47" xlink:to="label_boemd_c47" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c48" xlink:label="loc_boemd_c48" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c48" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Simulated (output) mean</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c48" xlink:to="label_boemd_c48" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c49" xlink:label="loc_boemd_c49" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c49" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Simulated (output) standard deviation</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c49" xlink:to="label_boemd_c49" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c50" xlink:label="loc_boemd_c50" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c50" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Minimum simulated value</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c50" xlink:to="label_boemd_c50" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c51" xlink:label="loc_boemd_c51" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c51" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">0.1% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c51" xlink:to="label_boemd_c51" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c52" xlink:label="loc_boemd_c52" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c52" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">5% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c52" xlink:to="label_boemd_c52" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c53" xlink:label="loc_boemd_c53" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c53" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">10% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c53" xlink:to="label_boemd_c53" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c54" xlink:label="loc_boemd_c54" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c54" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">15% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c54" xlink:to="label_boemd_c54" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c55" xlink:label="loc_boemd_c55" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c55" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">20% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c55" xlink:to="label_boemd_c55" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c56" xlink:label="loc_boemd_c56" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c56" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">25% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c56" xlink:to="label_boemd_c56" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c57" xlink:label="loc_boemd_c57" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c57" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">30% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c57" xlink:to="label_boemd_c57" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c58" xlink:label="loc_boemd_c58" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c58" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">35% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c58" xlink:to="label_boemd_c58" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c59" xlink:label="loc_boemd_c59" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c59" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">40% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c59" xlink:to="label_boemd_c59" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c60" xlink:label="loc_boemd_c60" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c60" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">45% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c60" xlink:to="label_boemd_c60" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c61" xlink:label="loc_boemd_c61" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c61" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">50% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c61" xlink:to="label_boemd_c61" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c62" xlink:label="loc_boemd_c62" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c62" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">55% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c62" xlink:to="label_boemd_c62" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c63" xlink:label="loc_boemd_c63" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c63" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">60% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c63" xlink:to="label_boemd_c63" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c64" xlink:label="loc_boemd_c64" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c64" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">65% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c64" xlink:to="label_boemd_c64" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c65" xlink:label="loc_boemd_c65" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c65" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">70% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c65" xlink:to="label_boemd_c65" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c66" xlink:label="loc_boemd_c66" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c66" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">75% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c66" xlink:to="label_boemd_c66" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c67" xlink:label="loc_boemd_c67" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c67" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">80% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c67" xlink:to="label_boemd_c67" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c68" xlink:label="loc_boemd_c68" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c68" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">85% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c68" xlink:to="label_boemd_c68" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c69" xlink:label="loc_boemd_c69" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c69" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">90% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c69" xlink:to="label_boemd_c69" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c70" xlink:label="loc_boemd_c70" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c70" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">95% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c70" xlink:to="label_boemd_c70" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c71" xlink:label="loc_boemd_c71" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c71" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">96% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c71" xlink:to="label_boemd_c71" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c72" xlink:label="loc_boemd_c72" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c72" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">97% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c72" xlink:to="label_boemd_c72" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c73" xlink:label="loc_boemd_c73" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c73" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">98% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c73" xlink:to="label_boemd_c73" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c74" xlink:label="loc_boemd_c74" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c74" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">99% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c74" xlink:to="label_boemd_c74" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c75" xlink:label="loc_boemd_c75" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c75" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">99.5% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c75" xlink:to="label_boemd_c75" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c76" xlink:label="loc_boemd_c76" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c76" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">99.9% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c76" xlink:to="label_boemd_c76" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c77" xlink:label="loc_boemd_c77" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c77" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Maximum simulated value</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c77" xlink:to="label_boemd_c77" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c78" xlink:label="loc_boemd_c78" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c78" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Simulated (output) mean</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c78" xlink:to="label_boemd_c78" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c79" xlink:label="loc_boemd_c79" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c79" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Simulated (output) standard deviation</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c79" xlink:to="label_boemd_c79" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c80" xlink:label="loc_boemd_c80" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c80" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Minimum simulated value</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c80" xlink:to="label_boemd_c80" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c81" xlink:label="loc_boemd_c81" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c81" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">0.1% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c81" xlink:to="label_boemd_c81" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c82" xlink:label="loc_boemd_c82" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c82" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">5% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c82" xlink:to="label_boemd_c82" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c83" xlink:label="loc_boemd_c83" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c83" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">10% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c83" xlink:to="label_boemd_c83" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c84" xlink:label="loc_boemd_c84" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c84" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">15% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c84" xlink:to="label_boemd_c84" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c85" xlink:label="loc_boemd_c85" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c85" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">20% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c85" xlink:to="label_boemd_c85" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c86" xlink:label="loc_boemd_c86" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c86" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">25% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c86" xlink:to="label_boemd_c86" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c87" xlink:label="loc_boemd_c87" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c87" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">30% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c87" xlink:to="label_boemd_c87" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c88" xlink:label="loc_boemd_c88" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c88" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">35% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c88" xlink:to="label_boemd_c88" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c89" xlink:label="loc_boemd_c89" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c89" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">40% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c89" xlink:to="label_boemd_c89" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c90" xlink:label="loc_boemd_c90" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c90" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">45% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c90" xlink:to="label_boemd_c90" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c91" xlink:label="loc_boemd_c91" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c91" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">50% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c91" xlink:to="label_boemd_c91" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c92" xlink:label="loc_boemd_c92" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c92" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">55% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c92" xlink:to="label_boemd_c92" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c93" xlink:label="loc_boemd_c93" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c93" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">60% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c93" xlink:to="label_boemd_c93" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c94" xlink:label="loc_boemd_c94" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c94" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">65% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c94" xlink:to="label_boemd_c94" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c95" xlink:label="loc_boemd_c95" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c95" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">70% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c95" xlink:to="label_boemd_c95" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c96" xlink:label="loc_boemd_c96" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c96" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">75% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c96" xlink:to="label_boemd_c96" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c97" xlink:label="loc_boemd_c97" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c97" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">80% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c97" xlink:to="label_boemd_c97" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c98" xlink:label="loc_boemd_c98" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c98" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">85% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c98" xlink:to="label_boemd_c98" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c99" xlink:label="loc_boemd_c99" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c99" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">90% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c99" xlink:to="label_boemd_c99" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c100" xlink:label="loc_boemd_c100" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c100" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">95% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c100" xlink:to="label_boemd_c100" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c101" xlink:label="loc_boemd_c101" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c101" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">96% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c101" xlink:to="label_boemd_c101" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c102" xlink:label="loc_boemd_c102" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c102" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">97% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c102" xlink:to="label_boemd_c102" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c103" xlink:label="loc_boemd_c103" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c103" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">98% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c103" xlink:to="label_boemd_c103" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c104" xlink:label="loc_boemd_c104" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c104" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">99% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c104" xlink:to="label_boemd_c104" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c105" xlink:label="loc_boemd_c105" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c105" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">99.5% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c105" xlink:to="label_boemd_c105" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c106" xlink:label="loc_boemd_c106" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c106" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">99.9% percentile</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c106" xlink:to="label_boemd_c106" />
    <link:loc xlink:href="mo.03.02.01.02-rend.xml#boemd_c107" xlink:label="loc_boemd_c107" xlink:type="locator" />
    <label:label xlink:label="label_boemd_c107" xlink:type="resource" xlink:role="http://www.xbrl.org/2008/role/label" xml:lang="en">Maximum simulated value</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_boemd_c107" xlink:to="label_boemd_c107" />
  </gen:link>
</link:linkbase>
